Licensing and Representation Disclaimer (Investment)

Effective Date: March 2025

1. Purpose of This Disclaimer

This disclaimer clarifies that while Jason B. Ball holds respected financial planning designations and has previous experience as an Investment Adviser Representative (IAR) and RIA owner, he is not providing investment advisory services through Jason’s Fin Tips. All investment-related content is for educational and informational purposes only and does not constitute personalized investment advice, financial analysis, or portfolio management.

2. No Investment Adviser or Fiduciary Relationship

Engaging with Jason’s Fin Tips through the website, blog posts, videos, or social media platforms does not establish an investment adviser-client or fiduciary relationship of any kind. Jason’s Fin Tips:

  • Does not provide investment advice tailored to individual needs or objectives.
  • Does not act in a fiduciary capacity under federal or state investment laws.
  • Is not a registered investment adviser (RIA) or broker-dealer.

Any resemblance to financial advice is coincidental and should not be relied upon without consulting a licensed investment professional.

3. Background and Licensing Clarification

Jason B. Ball previously held investment advisory credentials and owned a Registered Investment Advisor (RIA) firm authorized in Oregon. That firm is now closed and no longer operating. Jason:

  • Has passed the FINRA Series 65 Exam.
  • Held the position of Investment Adviser Representative (IAR) and owned a state-registered RIA firm.
  • No longer maintains an active registration with any securities authority, firm, or regulatory agency.

Holding designations like CFP® (Certified Financial Planner™) or ChFC® (Chartered Financial Consultant®) does not equate to holding a current investment adviser license.

4. No Investment Advice or Securities Recommendations

Jason’s Fin Tips does not:

  • Provide securities analysis or investment recommendations.
  • Offer portfolio management or asset allocation guidance.
  • Suggest buying, selling, or holding specific investments.
  • Offer forecasts or guarantees regarding returns or risk.

All discussions of investing, stocks, ETFs, or financial instruments are general, hypothetical, or illustrative in nature.

5. Hypotheticals and Case Examples

Any examples provided on Jason’s Fin Tips—whether describing investment strategies, tax impacts, or long-term planning—are for illustration only. They:

  • Are not recommendations.
  • Do not reflect real client results or portfolio strategies.
  • Should not be used for decision-making without consulting a licensed adviser.

6. User Responsibility and Independent Verification

You are solely responsible for your investment decisions. Before making any financial move, you should:

  • Consult a licensed investment adviser, broker, or financial planner in your jurisdiction.
  • Verify information independently using multiple reliable sources.
  • Consider your unique risk tolerance, financial goals, time horizon, and legal circumstances.

Jason’s Fin Tips does not and cannot consider your individual financial profile when producing educational content.

7. Limitation of Liability

Jason’s Fin Tips and its contributors disclaim all liability for:

  • Losses, damages, or outcomes resulting from reliance on our investment-related content.
  • Inaccuracies, outdated information, or hypothetical strategies misunderstood as advice.
  • Changes in market conditions, laws, or tax regulations that impact investment strategies.

All content is provided “as-is” with no guarantees of accuracy, completeness, or results.

8. Related Policies & Disclaimers

For a complete understanding of how Jason’s Fin Tips protects users and defines boundaries of responsibility, please also read:

9. Contact Information

For questions or clarification regarding this disclaimer:
📧 Email: [email protected]